Frequently Asked Questions About Capital Credits
A: Capital credits are one of the many benefits of co-op membership. As a cost-of-service energy provider, Rock Energy doesn’t earn profits. Instead, co-ops use the term margins, which is any revenue remaining at the end of the year after all bills are paid. Capital credits reflect each member’s equity in, and contribution of capital to, the cooperative. This differs from dividends that investor-owned utilities pay shareholders, who may or may not receive service from the utility.